Comparing 3 Common Options For Roadside Assistance Programs
Roadside assistance programs provide both convenience and peace of mind. Not only are these services there for you in an emergency, but they can also lead to smoother resolutions for simple problems such as dead batteries or flat tires. Of course, choosing a roadside assistance program isn't always straightforward with the sheer number of options available.
If you're considering buying into one of these plans for yourself or your family, it's worth taking a few minutes to consider how each choice differs. This simple guide will help you decide between three of the most common ways that most drivers enjoy roadside assistance benefits.
1. Insurance-Provided Programs
Your insurance coverage may already provide roadside assistance. However, you shouldn't assume that you're covered or make any assumptions about your benefits without reading the fine print. Insurance-provided programs can vary in scope, so even if you have one, it may not cover all of the situations you may be expecting.
A good rule of thumb is to thoroughly read the terms and conditions of the service provided by your insurer and also ask about any costs associated with upgrades, such as additional towing mileage. If you need to pay for coverage, don't neglect to compare the costs and benefits of your insurer-provided program with other options.
2. Manufacturer Roadside Assistance
You're likely only eligible for roadside assistance from your car's manufacturer if you drive a relatively new vehicle. However, the length of these plans from purchase date will vary from manufacturer to manufacturer. Not all manufacturer-roadside assistance plans are transferable, so make sure you're still covered if you bought a used car that was only a few years old.
You may also want to look into some of the details of your program. For example, some manufacturers may primarily offer reimbursement coverage. In these cases, you'll need to pay for your roadside assistance yourself, but the manufacturer will reimburse you up to a limit. In these cases, going with another option may offer more convenience.
3. Club or Independent Roadside Assistance Programs
These programs require a subscription, and most Americans are probably familiar with some of the most popular options. Some independent shops may also provide roadside assistance programs of their own. Although these options will cost extra money, they allow you to get the exact service you want at a price that fits your budget.
When choosing a program from a club or an independent provider, always make sure it meets your specific needs in terms of towing, added benefits such as battery assistance, and so on. By shopping around, you should be able to find the perfect program to fit your specific motoring needs.
